Personal Loans
Navigating all of the options when you need a loan can be overwhelming. We make it easy with experienced staff that take the time to understand your needs. From home equity to financing your new camper or other recreational vehicle – we can help! We have many options and offer local decision making that will make the process quick and smooth from application to closing.
Call one of our 8 locations today!
Home Equity/Lines of Credit
Using the equity in your home, you can receive financing for a home addition, a dream vacation, or any need you may have now or in the future. Home equity financing is available up to 90% LTV with competitive and flexible terms. Interest may be tax-deductible (consult your tax advisor).Home Refinance
- Your overall monthly payments may be reduced due to a lower interest rate if the loan term remains the same.
- You may shorten the term of the loan. This may mean higher monthly payments, but because you'll be paying off your mortgage sooner and paying less interest, the equity in your home will build up faster.
- You may want to combine two existing mortgages into one new mortgage, possibly with a lower interest rate.
- You may want to use the equity in your home for home improvements or other financial needs
Personal Reserve Account (PRA)
Overdraft protection to fit your lifestyle! Automatic advances tied to your Ames Community Bank checking account allows you to make it to the next pay day or make a special purchase when the timing is right.Auto Loans
Financing is available for your vehicle purchase with terms up to 60 months for new and used autos.Recreational Vehicle Loans
Contact one of our loan officers today for more information on financing for your boat, RV, camper, or other recreational vehicle.
Dreaming of a home?
Helpful. Professional. Fair. We work with you to make purchasing a home as simple, easy, and convenient as possible. We are professional mortgage counselors. Let us help you make key decisions, such as the type of loan that makes sense for you. We also offer fast loan decisions and expedited closing. What's more, upon approval, we can arrange your title work and closing quickly and efficiently. We understand that buying a home is a HUGE decision, wouldn't it be great to have the support you need throughout the process? We're here for you.
Contact one of our experienced mortgage professionals today to apply:
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