Ames Community Bank
Rates
Interest rates and annual percentage yield (APY) rates effective February 07, 2012
| CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS | ||||
| $1,000 - $49,999 | $50,000 and above | |||
| Term | Rate | APY | Rate | APY |
| 6 Months | 0.20% | 0.20% | 0.20% | 0.20% |
| 12 Months | 0.40% | 0.40% | 0.50% | 0.50% |
| 24 Months | 0.65% | 0.65% | 0.75% | 0.75% |
| **36 Month Special** | 1.10% | 1.10% | 1.20% | 1.20% |
| 48 Months | 1.40% | 1.40% | 1.50% | 1.50% |
| 60 Months | 1.70% | 1.70% | 1.80% | 1.80% |
- Rates not applicable to Public Funds, Institutional and Out of State Depositors Without a Primary Checking Relationship
- APY & Rate calculations based on interest compounding annually or at maturity.
- CD Special Rates apply to Certificates of Deposit with compound interest only
- Quarterly, semiannual and monthly rate calculations available.
- Monthly interest checks available or direct deposit to an Ames Community Bank account.
- Penalty for early withdrawal on certificates of deposit.
| Savings Accounts | Money Market Accounts | Checking Accounts | ||||||||
| Consumer Savings | Rate | APY | Consumer/Business | Rate | APY | Club Checking | Rate | APY | ||
| $100 - $999 | 0.05% | 0.05% | $5,000 - $9,999 | 0.10% | 0.10% | $1,000 - $2,499 | 0.05% | 0.05% | ||
| $1,000 - $2,499 | 0.05% | 0.05% | $10,000 - $24,999 | 0.10% | 0.10% | $2,500 - $4,999 | 0.05% | 0.05% | ||
| $2,500 - $4,999 | 0.05% | 0.05% | $25,000 - $49,999 | 0.20% | 0.20% | $5,000 - $9,999 | 0.10% | 0.10% | ||
| $5,000 and above | 0.10% | 0.10% | $50,000 - $99,999 | 0.25% | 0.25% | $10,000 and above | 0.10% | 0.10% | ||
| $100,000 and above | 0.30% | 0.30% | ||||||||
| Business Savings | Rate | APY | Investment Money Market | Rate | APY | Investment Checking | Rate | APY | ||
| $1,000 - $4,999 | 0.05% | 0.05% | $10,000 - $24,999 | 0.10% | 0.10% | $5,000 - $24,999 | 0.10% | 0.10% | ||
| $5,000 - $24,999 | 0.05% | 0.05% | $25,000 - $49,999 | 0.20% | 0.20% | $25,000 - $49,999 | 0.20% | 0.20% | ||
| $25,000 - $49,999 | 0.10% | 0.10% | $50,000 - $99,999 | 0.25% | 0.25% | $50,000 - $99,999 | 0.25% | 0.25% | ||
| $50,000 and above | 0.10% | 0.10% | $100,000 - $199,999 | 0.40% | 0.40% | $100,000 - $199,999 | 0.40% | 0.40% | ||
| $200,000 and above | 0.50% | 0.50% | $200,000 and above | 0.50% | 0.50% | |||||
| Health Savings | Rate | APY | Non-Profit Checking | Rate | APY | |||||
| $2,500 - $4,999 | 0.05% | 0.06% | $1,000 - $4,999 | 0.05% | 0.05% | |||||
| $5,000 - $9,999 | 0.10% | 0.10% | $5,000 - $24,999 | 0.05% | 0.05% | |||||
| $10,000 - $24,999 | 0.15% | 0.15% | $25,000 - $49,999 | 0.10% | 0.10% | |||||
| $25,000 - $49,999 | 0.20% | 0.20% | $50,000 and above | 0.10% | 0.10% | |||||
| $50,000 and above | 0.30% | 0.30% | ||||||||
- Account fees could reduce earnings on account.
- $100 minimum opening deposit on personal savings.
- Interest Rates and Annual Percentage Yield (APY) subject to change daily.
- Depositors insured to $250,000 - Member FDIC