Ames Community Bank
Rates
Interest rates and annual percentage yield (APY) rates effective September 08, 2010
| CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS | ||||||
| $1,000 - $9,999 | $10,000 - $49,999 | $50,000 and above | ||||
| Term | Rate | APY | Rate | APY | Rate | APY |
| 6 Months | 0.10% | 0.11% | 0.20% | 0.21% | 0.30% | 0.31% |
| **11 Month Special** | 1.68% | 1.68% | 1.68% | 1.68% | 1.68% | 1.68% |
| 12 Months | 0.85% | 0.85% | 0.95% | 0.95% | 1.05% | 1.05% |
| 24 Months | 1.30% | 1.30% | 1.40% | 1.40% | 1.50% | 1.50% |
| 36 Months | 1.40% | 1.40% | 1.50% | 1.50% | 1.60% | 1.60% |
| 48 Months | 1.90% | 1.90% | 2.00% | 2.00% | 2.10% | 2.10% |
| 60 Months | 2.20% | 2.20% | 2.30% | 2.30% | 2.40% | 2.40% |
- APY & Rate calculations based on interest compounding annually or at maturity.
- Quarterly, semiannual and monthly rate calculations available.
- Monthly interest checks available or direct deposit to an Ames Community Bank account.
- Penalty for early withdrawal on certificates of deposit.
| Savings Accounts | Money Market Accounts | Checking Accounts | ||||||||
| Consumer Savings | Rate | APY | Business/Consumer | Rate | APY | Advantage with Rewards | Rate | APY | ||
| $50 - $999 | 0.05% | 0.05% | $5,000 - $9,999 | 0.25% | 0.26% | $1,500 - $2,499 | 0.05% | 0.05% | ||
| $1,000 - $2,499 | 0.05% | 0.05% | $10,000 - $24,999 | 0.30% | 0.31% | $2,500 - $4,999 | 0.05% | 0.05% | ||
| $2,500 - $4,999 | 0.10% | 0.10% | $25,000 - $49,999 | 0.35% | 0.36% | $5,000 - $9,999 | 0.10% | 0.10% | ||
| $5,000 and above | 0.15% | 0.15% | $50,000 - $99,999 | 0.40% | 0.41% | $10,000 and above | 0.10% | 0.10% | ||
| $100,00 and above | 0.50% | 0.51% | ||||||||
| Business Savings | Rate | APY | Club Checking | Rate | APY | |||||
| $1,000 - $4,999 | 0.05% | 0.05% | $1,000 - $2,499 | 0.05% | 0.05% | |||||
| $5,000 - $24,999 | 0.10% | 0.10% | $2,500 - $4,999 | 0.05% | 0.05% | |||||
| $25,000 - $49,999 | 0.15% | 0.15% | $5,000 - $9,999 | 0.10% | 0.10% | |||||
| $50,000 and above | 0.20% | 0.20% | $10,000 and above | 0.10% | 0.10% | |||||
| Health Savings | Rate | APY | Investment Checking | Rate | APY | |||||
| $2,500 - $4,999 | 0.25% | 0.26% | $25,000 - $49,999 | 0.35% | 0.36% | |||||
| $5,000 - $9,999 | 0.30% | 0.31% | $50,000 - $99,999 | 0.40% | 0.41% | |||||
| $10,000 - $24,999 | 0.35% | 0.36% | $100,000 - $199,000 | 0.55% | 0.56% | |||||
| $25,000 - $49,000 | 0.45% | 0.46% | $200,000 and above | 0.65% | 0.66% | |||||
| $50,000 and above | 0.55% | 0.56% | ||||||||
| Your Biz Checking | Rate | APY | ||||||||
| $1,000 - $2,499 | 0.05% | 0.05% | ||||||||
| $2,500 - $4,999 | 0.05% | 0.05% | ||||||||
| $5,000 - $24,999 | 0.10% | 0.10% | ||||||||
| $25,000 and above | 0.10% | 0.10% | ||||||||
- Account fees could reduce earnings on account.
- $100 minimum opening deposit on personal savings.
- Interest Rates and Annual Percentage Yield (APY) subject to change daily.
- Depositors insured to $250,000 (effective 10/03/08 - 12/31/13) - Member FDIC.